Cigna Global
Worldwide & expatriate care

国际保险直付与全透明医疗结算通道 · GOP Direct-Billing Hub
A cashless direct-billing system for global expatriates, corporate travellers and international patients, paired with multi-currency on-site settlement and flexible self-pay financing. We coordinate end to end with the world's major health insurers, so a valid guarantee of payment lets you check in without advancing funds.
Our international financial desk maintains direct-billing conduits with major global medical underwriters and third-party administrators (TPAs), minimising your out-of-pocket exposure during therapy.
Worldwide & expatriate care
International elite network
Worldwide comprehensive cover
Greater China & Europe
Global benefits solutions
International inpatient cover
Mainland China direct pay
North America & worldwide
Corporate expatriate schemes
Expat & executive care
A cashless admission verified in three steps, coordinated directly between the Yiling international services desk and your insurer.
Send the passport photo page, insurer card details and clinical diagnosis through the secure enquiry channel. The billing desk reviews your policy riders and pre-authorisation prerequisites.
Your underwriter issues an official letter of guarantee directly to Yiling inpatient finance, listing approved procedure codes, room categories and capped limits.
Direct billing is settled institution-to-institution. You sign the finalised treatment ledger on discharge and settle only personal amenities or non-covered deductibles.
Select your insurance category to view typical pre-authorisation terms and deductible benchmarks.
Fully underwritten hospital policies: the cleanest route to a full GOP with the widest procedure coverage.
Typical pre-authorisation24–48 h after dossier
Deductible benchmarkoften zero co-pay once the GOP is issued
Dual-currency terminals, cross-border multi-currency wire clearing and sovereign digital payment infrastructure, operated in full compliance with SAFE regulations.
Visa · Mastercard · American Express · JCB · Diners Club · UnionPay
On-site financial tellers and mobile inpatient terminals support all major global cards, with dynamic currency conversion (DCC) so you can settle in your home currency or in CNY.
Terminal verificationEMV 3-D Secure 2.0 · offline PIN
Processing fee0% surcharge by the hospital
Alipay international & WeChat Pay global binding
Built for outpatient co-pays, dietary services and wellness amenities: scan the hospital QR code with an overseas Visa or Mastercard linked in Alipay or WeChat Pay — no Chinese bank account needed.
Supported gatewaysAlipay+ · WeChat Pay Global · Apple Pay (POS)
Transaction ceilingper PBOC cross-border norms
Institutional SWIFT network for major inpatient deposits
Recommended for advanced surgical programmes and multi-week rehabilitation stays. Official wire routing and escrow bank details are issued with your admission itinerary.
Supported currenciesUSD · EUR · GBP · HKD · SGD · AED · JPY
Exchange-rate standardSAFE official daily benchmark
Boao Lecheng pilot-zone digital-currency trial centre
The on-site exchange counter converts 16 foreign note currencies into RMB or e-CNY hard wallets; cash handling follows PBOC medical settlement guidelines.
Kiosk availabilityself-service note exchange on floor 1
Receipt standardstate medical e-invoicing (fapiao)
Transparent clinical-milestone billing for multi-week specialty inpatient therapy, neuro-rehabilitation, regenerative longevity programmes and advanced oncology regimens.
Extended therapies — such as 28-day rehabilitation cycles or cell-derived longevity care — follow an audited three-phase disbursement:
Covers the MDT initial work-up, high-field genomic and imaging diagnostics, pilot-zone pharmacological importation clearances and the private inpatient suite.
Released after the joint patient–physician review of mid-stage milestones, confirming tolerance, therapeutic progress and continuation.
Final accounting based on actual medication consumption and amenity logs, including the 180-day remote monitoring docket.
Available to expatriate residents, international executives and domestic travellers holding qualifying credit:
Check the itemised package index for hotel amenities, daily private-duty nursing, interpreter assistance and the costs that remain out of pocket.
View the tariff breakdownClear regulatory, insurance-claim and currency guidance before departure to Boao Lecheng.
You settle by international card or wire and claim reimbursement: the medical records department issues an English superbill with itemised ICD-10 coding, physician summaries and official tax invoices that global insurers accept, typically within 14–30 days of discharge.
Coverage depends on your policy riders. Under State Council Decree No. 33 the pilot zone may use EMA/FDA-approved therapeutics not yet marketed in mainland China; high-end global policies frequently cover them case by case, and our desk submits the pilot-zone regulatory certifications to speed up approval.
Wires are converted at the CFETS central parity rate on the day funds reach our custodian bank. Card terminals let you choose dynamic currency conversion in your home currency or RMB at standard interbank rates. No foreign-exchange surcharge is added.
No. Strictly clinical inpatient expenses are segregated on the medical invoice, while hospitality expenses — guest suites, personal spa, bespoke catering — are billed separately so your insurance claim integrity is preserved.
Talk directly with multilingual billing counsellors: we review your policy wording, coordinate pre-authorisation with your insurer's TPA, and outline an exact preliminary estimate within 24 business hours.
intl@yiling-intl.com
24/7 international desk · Boao Lecheng inpatient pavilion
One message with the four items below is enough to open a GOP pre-authorisation check:
Send your insurer, policy number and planned specialty — the international financial desk replies with a GOP feasibility check and a written preliminary estimate.