Non-transactional compliance notice This portal provides pricing transparency, GOP (guarantee of payment) assistance and insurer settlement coordination only — no online medical payments, card deposits or monetary transactions are processed on this website. Authentic settlements are completed in person at the Boao Lecheng admissions desk or via verified institutional wire channels. X-01 · FR-M5-02
Financial admissions & clearance protocol · pilot-zone special settlement

Insurance & Payment

国际保险直付与全透明医疗结算通道 · GOP Direct-Billing Hub

A cashless direct-billing system for global expatriates, corporate travellers and international patients, paired with multi-currency on-site settlement and flexible self-pay financing. We coordinate end to end with the world's major health insurers, so a valid guarantee of payment lets you check in without advancing funds.

X-01 non-transactional portal · GOP pre-clearance assistance JCI international patient centre · global direct-billing liaison desk
40+global insurers in the direct-billing network
100%cashless admission triage when a valid GOP is on file
6currencies accepted for on-site settlement
0%promotional interest via partner financing
Institutional commercial coverage

Global health insurance direct-billing network

Our international financial desk maintains direct-billing conduits with major global medical underwriters and third-party administrators (TPAs), minimising your out-of-pocket exposure during therapy.

Direct assistance desk
intl@yiling-intl.com
Tier 1 direct

Cigna Global

Worldwide & expatriate care

Direct GOP✔ 24h
Tier 1 direct

Bupa Global

International elite network

Direct GOP✔ 24h
Global TPA

Allianz Care

Worldwide comprehensive cover

Direct GOP✔ 48h
Direct billing

MSH International

Greater China & Europe

Direct GOP✔ 24h
Global direct

Aetna International

Global benefits solutions

Direct GOP✔ 24h
Tier 1 direct

AXA Global

International inpatient cover

Direct GOP✔ 48h
Domestic & cross-border

Ping An Health Global

Mainland China direct pay

Direct GOP✔ 12h
BCBS global

GeoBlue / BCBS

North America & worldwide

Direct GOP✔ 48h
European TPA

Henner Group

Corporate expatriate schemes

Direct GOP✔ 48h
Direct agreement

DKV Globality

Expat & executive care

Direct GOP✔ 48h
Administrative protocol

The 3-step GOP (guarantee of payment) pre-clearance workflow

A cashless admission verified in three steps, coordinated directly between the Yiling international services desk and your insurer.

Step 01 · 48 h before admission

Dossier submission

Send the passport photo page, insurer card details and clinical diagnosis through the secure enquiry channel. The billing desk reviews your policy riders and pre-authorisation prerequisites.

Checklist · card front & back, valid photo ID, physician recommendation letter
Step 02 · GOP dispatch

Insurer guarantee issued

Your underwriter issues an official letter of guarantee directly to Yiling inpatient finance, listing approved procedure codes, room categories and capped limits.

Outcome · verified GOP on file — no security cash deposit required at check-in
Step 03 · discharge clearance

Cashless check-out & co-pay

Direct billing is settled institution-to-institution. You sign the finalised treatment ledger on discharge and settle only personal amenities or non-covered deductibles.

Documentation · standard superbill and JCI clinical breakdown delivered for your records
Quick policy tier diagnostic

Not sure whether your policy covers Boao pilot-zone specialty treatments?

Select your insurance category to view typical pre-authorisation terms and deductible benchmarks.

Fully underwritten hospital policies: the cleanest route to a full GOP with the widest procedure coverage.

Typical pre-authorisation24–48 h after dossier

Deductible benchmarkoften zero co-pay once the GOP is issued

Verify my policy now
Authoritative financial infrastructure

Transparent payment channels & accepted methods

Dual-currency terminals, cross-border multi-currency wire clearing and sovereign digital payment infrastructure, operated in full compliance with SAFE regulations.

EMV · NFC

International credit & debit cards

Visa · Mastercard · American Express · JCB · Diners Club · UnionPay

On-site financial tellers and mobile inpatient terminals support all major global cards, with dynamic currency conversion (DCC) so you can settle in your home currency or in CNY.

Terminal verificationEMV 3-D Secure 2.0 · offline PIN

Processing fee0% surcharge by the hospital

Foreign cards OK

Mobile wallets with foreign cards

Alipay international & WeChat Pay global binding

Built for outpatient co-pays, dietary services and wellness amenities: scan the hospital QR code with an overseas Visa or Mastercard linked in Alipay or WeChat Pay — no Chinese bank account needed.

Supported gatewaysAlipay+ · WeChat Pay Global · Apple Pay (POS)

Transaction ceilingper PBOC cross-border norms

SWIFT verified

Cross-border bank wires

Institutional SWIFT network for major inpatient deposits

Recommended for advanced surgical programmes and multi-week rehabilitation stays. Official wire routing and escrow bank details are issued with your admission itinerary.

Supported currenciesUSD · EUR · GBP · HKD · SGD · AED · JPY

Exchange-rate standardSAFE official daily benchmark

Legal tender

RMB cash & digital yuan (e-CNY)

Boao Lecheng pilot-zone digital-currency trial centre

The on-site exchange counter converts 16 foreign note currencies into RMB or e-CNY hard wallets; cash handling follows PBOC medical settlement guidelines.

Kiosk availabilityself-service note exchange on floor 1

Receipt standardstate medical e-invoicing (fapiao)

Multi-currency governance:all cross-border wire receipts are converted at the central parity rate published by the China Foreign Exchange Trade System (CFETS) on the effective value date. No bid-ask spread is applied by Yiling International Healthcare.
Custom financial pathways

Staged specialty care & flexible financing

Transparent clinical-milestone billing for multi-week specialty inpatient therapy, neuro-rehabilitation, regenerative longevity programmes and advanced oncology regimens.

Milestone staged payment plan

30% · 40% · 30%

Extended therapies — such as 28-day rehabilitation cycles or cell-derived longevity care — follow an audited three-phase disbursement:

Admission & pre-treatment baseline

Day 1

Covers the MDT initial work-up, high-field genomic and imaging diagnostics, pilot-zone pharmacological importation clearances and the private inpatient suite.

Mid-cycle clinical review & intervention

Mid-point

Released after the joint patient–physician review of mid-stage milestones, confirming tolerance, therapeutic progress and continuation.

Discharge & convalescence sign-off

Discharge day

Final accounting based on actual medication consumption and amenity logs, including the 180-day remote monitoring docket.

Institutional financing partners

Healthcare instalment loans

Available to expatriate residents, international executives and domestic travellers holding qualifying credit:

  • flexible 3, 6 or 12-month repayment tenures
  • 0% promotional interest via designated partner banks
  • paperless on-site appraisal within 2 hours
Ask the financial counsellor
Pricing transparency

Package inclusions & exclusions

Check the itemised package index for hotel amenities, daily private-duty nursing, interpreter assistance and the costs that remain out of pocket.

View the tariff breakdown
Advisory & clarifications

Financial FAQ before you travel

Clear regulatory, insurance-claim and currency guidance before departure to Boao Lecheng.

1. What if my insurer is not in your direct-billing network?

You settle by international card or wire and claim reimbursement: the medical records department issues an English superbill with itemised ICD-10 coding, physician summaries and official tax invoices that global insurers accept, typically within 14–30 days of discharge.

2. Are Boao special imported drugs and devices covered by international insurance?

Coverage depends on your policy riders. Under State Council Decree No. 33 the pilot zone may use EMA/FDA-approved therapeutics not yet marketed in mainland China; high-end global policies frequently cover them case by case, and our desk submits the pilot-zone regulatory certifications to speed up approval.

3. How are exchange rates calculated for wires and card settlements?

Wires are converted at the CFETS central parity rate on the day funds reach our custodian bank. Card terminals let you choose dynamic currency conversion in your home currency or RMB at standard interbank rates. No foreign-exchange surcharge is added.

4. Can companion hotels, meals and spa amenities be billed to insurance?

No. Strictly clinical inpatient expenses are segregated on the medical invoice, while hospitality expenses — guest suites, personal spa, bespoke catering — are billed separately so your insurance claim integrity is preserved.

Direct liaison desk

Pre-admission insurance & GOP verification desk

Talk directly with multilingual billing counsellors: we review your policy wording, coordinate pre-authorisation with your insurer's TPA, and outline an exact preliminary estimate within 24 business hours.

  • Financial liaison desk

    +86 898 0000 000

  • Encrypted medical clearance

    intl@yiling-intl.com

  • Service hours

    24/7 international desk · Boao Lecheng inpatient pavilion

GOP pre-clearance pack

What to prepare for verification

One message with the four items below is enough to open a GOP pre-authorisation check:

  • passport photo page, valid at least 6 months
  • insurance card front & back or policy certificate
  • physician referral letter or recent clinical summary
  • signed GL-02 cross-border data consent
Attachments are encrypted end to end under GL-02; the pre-authorisation answer is returned within 24 business hours.
Request a 24-hour GOP check

Talk to an insurance billing counsellor

Send your insurer, policy number and planned specialty — the international financial desk replies with a GOP feasibility check and a written preliminary estimate.